Deposit Accounts

Personal and Business Accounts Personal Deposit Accounts Offered: Regular Checking Accounts Maintain a $500 average balance and the $7.50 monthly service charge will be waived. Get your first order of Country Bank checks free. Free Internet Banking, Bill Pay and 24-hour Telephone Banking Visa Debit Card and Overdraft Protection Available*   NOW Checking Accounts  Maintain a $2,500 average balance and the $7.50 monthly service charge will be waived. Interest earned on tiered balances (see rates) Get your first order of Country Bank checks free. Free Internet Banking, Bill Pay and 24-hour Telephone Banking Visa Debit Card and Overdraft Protection Available*   Country Gold Accounts For those that are 55 and over Interest Bearing Account (see rates) Maintain a $500 average balance and the $5.00 monthly service charge will be waived. Free 3 x 5 Safe Deposit Box (while supplies last) Visa Debit Card and Overdraft Protection Available* Free Country Bank Checks, Cashiers Checks, Travelers Cheques, Money Orders, Internet Banking, Bill Pay, 24-hour Telephone Banking   Money Market Accounts Maintain a $2,500 average balance and the $10.00 monthly service charge will be waived. $10.00 per withdrawal over 6 per Statement Cycle Interest earned on tiered balances (see rates) Limited check writing availability (See Truth-In-Savings disclosure for details)   Savings Accounts Maintain a $500 average balance and the $5.00 quarterly service charge will be waived. $1.00 per withdrawal over 6 per quarter Withdrawal limitations apply (See Truth-In-Savings disclosure for details) Interest earned (see rates) Quarterly service charge on childrens accounts waived (excessive withdrawal fees apply)   Time Certificates of Deposit Terms ranging from 7 days to 5 years Interest earned (see rates)     Business Deposit Accounts Offered: Analysis Business Checking Accounts $7.50 monthly maintenance fee 10¢ per debit 25¢ per deposit 5¢ per deposited item Earnings credit based on average collected balance used to offset all fees Free Internet Banking, Bill Pay and 24-hour Telephone Banking   Basic Business Checking Accounts Maintain a $1,500 average collected and the $10.00 monthly service charge will be waived. 15 free debits thereafter 10¢ each 5 free deposits thereafter 25¢ each Free Internet Banking, Bill Pay and 24-hour Telephone Banking   Business Money Market Accounts Maintain a $2,500 average balance and the $10.00 monthly service charge will be waived. $10.00 per withdrawal over 6 per Statement Cycle Interest earned on tiered balances (see rates) Limited check writing availability (See Truth-In-Savings disclosure for details)   Business Savings Accounts Maintain a $500 average balance and the $5.00 quarterly service charge will be waived. Interest paid quarterly (see rates) $1.00 per withdrawal over 6 per quarter   Time Certificates of Deposit Terms ranging from 7 days to 5 years Interest earned (see rates)   Other Products & Services Merchant Services Keyed Night Depository Visa Credit Cards Direct Deposit 24-hour Telephone Banking *Subject to credit approval

Safe Deposit Box

Box rent: 3"  x   5"     $20 5"  x  5"     $30 3"  x 10"     $40 5"  x 10"     $50 10"  x 10"     $100 Annual Rental + Sales Tax

Loans

Loan Types Offered: Commercial Real Estate (purchase, refinance, construction) Residential Real Estate (construction, purchase, refinance, home improvement, home equity lines of credit) Commercial Loans & Business Lines of Credit Consumer Loans

Internet Banking

Internet Banking Options: View Account/Loan History Make and Schedule Transfers Download Transactions to MS Money, Quicken or Excel View Statement View Account Calendar Reorder Checks Bill Pay with the ability to schedule payments Account Alerts