





|
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Country Gold Account
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Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| Country Gold Account2 |
$100.00
|
$0.014
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Average Daily Balances of: |
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|
|
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up to $9,999.99 |
|
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1.50%
|
1.51%
|
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|
$10,000.00-$24,999.99 |
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1.50%
|
1.51%
|
| |
|
$25,000.00-$49,999.99 |
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1.50%
|
1.51%
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| |
|
$50,000.00-$99,999.99 |
|
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1.50%
|
1.51%
|
| |
|
$100,000.00 and up |
|
|
1.50%
|
1.51%
|
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Personal NOW Account
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| Personal NOW Account2 |
$100.00
|
$0.014
|
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Average Daily Balances of: |
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|
|
|
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up to $9,999.99 |
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1.50%
|
1.51%
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| |
|
$10,000.00-$24,999.99 |
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1.50%
|
1.51%
|
| |
|
$25,000.00-$49,999.99 |
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1.50%
|
1.51%
|
| |
|
$50,000.00-$99,999.99 |
|
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1.50%
|
1.51%
|
| |
|
$100,000.00 and up |
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|
1.50%
|
1.51%
|
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Business Money Market
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| Business Money Market2 |
$100.00
|
$0.01
|
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Balance: |
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|
|
| |
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up to $9,999.99 |
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0.65%
|
0.65%
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| |
|
$10,000.00-$24,999.99 |
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0.90%
|
0.90%
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| |
|
$25,000.00-$49,999.99 |
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1.45%
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1.46%
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| |
|
$50,000.00-$99,999.99 |
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1.65%
|
1.66%
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| |
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$100,000.00 and up |
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2.00%
|
2.02%
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Average Collected Balance. |
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Personal Money Market
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| Personal Money Market2 |
$100.00
|
$0.014
|
|
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Average Daily Balances of: |
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|
|
|
| |
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up to $9,999.99 |
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0.65%
|
0.65%
|
| |
|
$10,000.00-$24,999.99 |
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0.90%
|
0.90%
|
| |
|
$25,000.00-$49,999.99 |
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1.45%
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1.46%
|
| |
|
$50,000.00-$99,999.99 |
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1.65%
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1.66%
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$100,000.00 and up |
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2.00%
|
2.02%
|
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Personal Savings
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| Personal Savings2 |
$100.00
|
$0.014
|
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Average Daily Balances of: |
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|
|
|
| |
|
up to $9,999.99 |
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0.50%
|
0.50%
|
| |
|
$10,000.00-$24,999.99 |
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0.75%
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0.75%
|
| |
|
$25,000.00-$49,999.99 |
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0.75%
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0.75%
|
| |
|
$50,000.00-$99,999.99 |
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0.75%
|
0.75%
|
| |
|
$100,000.00 and up |
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0.75%
|
0.75%
|
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Business Savings
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| Business Savings2 |
$100.00
|
$0.014
|
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Average Daily Balances of: |
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|
|
|
| |
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up to $9,999.99 |
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0.50%
|
0.50%
|
| |
|
$10,000.00-$24,999.99 |
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0.75%
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0.75%
|
| |
|
$25,000.00-$49,999.99 |
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0.75%
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0.75%
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| |
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$50,000.00-$99,999.99 |
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0.75%
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0.75%
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| |
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$100,000.00 and up |
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0.75%
|
0.75%
|
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7 to 31 Day Certificate of Deposit
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Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 7 to 31 Day Certificate of Deposit1 |
$500.00
|
$500.003
|
0.75%
|
0.76%
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32 to 89 Day Certificate of Deposit
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 32 to 89 Day Certificate of Deposit1 |
$1,000.00
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$1,000.003
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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1.90%
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1.92%
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| |
|
$50,000.00-$99,999.99 |
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1.90%
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1.92%
|
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$100,000.00 and up |
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1.90%
|
1.92%
|
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90 to 180 Day Certificate of Deposit
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 90 to 180 Day Certificate of Deposit1 |
$1,000.00
|
$1,000.003
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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2.50%
|
2.53%
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| |
|
$50,000.00-$99,999.99 |
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2.50%
|
2.53%
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|
$100,000.00 and up |
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2.50%
|
2.53%
|
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181 to 364 Day Certificate of Deposit
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Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 181 to 364 Day Certificate of Deposit1 |
$1,000.00
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$1,000.003
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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2.80%
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2.84%
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$50,000.00-$99,999.99 |
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2.80%
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2.84%
|
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$100,000.00 and up |
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2.80%
|
2.84%
|
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12 to 18 Month Certificate of Deposit
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 12 to 18 Month Certificate of Deposit1 |
$1,000.00
|
$1,000.003
|
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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3.00%
|
3.04%
|
| |
|
$50,000.00-$99,999.99 |
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3.00%
|
3.04%
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$100,000.00 and up |
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3.00%
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3.04%
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2 Year Certificate of Deposit
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Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 2 Year Certificate of Deposit1 |
$1,000.00
|
$1,000.003
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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2.75%
|
2.78%
|
| |
|
$50,000.00-$99,999.99 |
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2.75%
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2.78%
|
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|
$100,000.00 and up |
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2.75%
|
2.78%
|
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3 Year Certificate of Deposit
|
Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 3 Year Certificate of Deposit1 |
$1,000.00
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$1,000.003
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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2.75%
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2.78%
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$50,000.00-$99,999.99 |
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2.75%
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2.78%
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$100,000.00 and up |
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2.75%
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2.78%
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4 Year Certificate of Deposit
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Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 4 Year Certificate of Deposit1 |
$1,000.00
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$1,000.003
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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2.75%
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2.78%
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|
$50,000.00-$99,999.99 |
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2.75%
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2.78%
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$100,000.00 and up |
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2.75%
|
2.78%
|
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5 Year Certificate of Deposit
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Account Product Name
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| 5 Year Certificate of Deposit1 |
$1,000.00
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$1,000.003
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Daily Balances of: |
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$1,000.00-$49,999.99 |
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2.75%
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2.78%
|
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|
$50,000.00-$99,999.99 |
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2.75%
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2.78%
|
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|
$100,000.00 and up |
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2.75%
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2.78%
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1 - A penalty will be imposed for early withdrawal.
2 - The interest rate and annual percentage yield may change after account opening.
3 - Daily balance. The amount of the principal in the account each day.
4 - Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 9-8-2008.
For current rate information call (928) 443-9595.
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