Rates

We offer a variety of checking, savings, money market and certificate of deposit accounts so you can choose the accounts that will work best for you.

Page Index
Country Gold AccountPersonal NOW AccountPersonal Money MarketPersonal Savings
Business NOW AccountBusiness SavingsBusiness Money Market
7 to 31 Day CD32 to 89 Day CD90 to 180 Day CD181 to 364 Day CD12 to 23 Month CD
2 Year CD3 Year CD4 Year CD5 Year CD

Country Gold Account2

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
up to $9,999.99$100.00$0.0130.10%0.10%
$10,000.00-$24,999.990.10%0.10%
$25,000.00-$49,999.990.10%0.10%
$50,000.00-$99,999.990.10%0.10%
$100,000.00 and up0.10%0.10%


Personal NOW Account2

Daily Balance of:

Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
up to $9,999.99$100.00$0.0130.05%0.05%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.990.05%0.05%
$50,000.00-$99,999.990.05%0.05%
$100,000.00 and up0.05%0.05%

 

Business NOW Account2

Daily Balance of:

Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
up to $9,999.99$100.00$0.0130.05%0.05%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.990.05%0.05%
$50,000.00-$99,999.990.05%0.05%
$100,000.00 and up0.05%0.05%


Business Money Market2

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
up to $9,999.99$100.00$0.0130.05%0.05%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.990.10%0.10%
$50,000.00-$99,999.990.15%0.15%
$100,000.00 and up0.15%0.15%


Personal Money Market2

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
up to $9,999.99$100.00$0.0130.05%0.05%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.990.10%0.10%
$50,000.00-$99,999.990.15%0.15%
$100,000.00 and up0.15%0.15%


Personal Savings2

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
up to $9,999.99$100.00$0.0130.05%0.05%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.990.05%0.05%
$50,000.00-$99,999.990.05%0.05%
$100,000.00 and up0.05%0.05%


Business Savings2

Daily Balance of:

Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
up to $9,999.99$100.00$0.0130.05%0.05%
$10,000.00-$24,999.990.05%0.05%
$25,000.00-$49,999.990.05%0.05%
$50,000.00-$99,999.990.05%0.05%
$100,000.00 and up0.05%0.05%


7 to 31 Day Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$500.00$500.0030.05%0.05%


32 to 89 Day Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.05%0.05%
$50,000.00-$99,999.990.05%0.05%
$100,000.00 and up0.05%0.05%


90 to 180 Day Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.10%0.10%
$50,000.00-$99,999.990.10%0.10%
$100,000.00 and up0.10%0.10%


181 to 364 Day Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.10%0.10%
$50,000.00-$99,999.990.10%0.10%
$100,000.00 and up0.15%0.15%


12 to 23 Month Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.20%0.20%
$50,000.00-$99,999.990.20%0.20%
$100,000.00 and up0.25%0.25%


2 Year Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.25%0.25%
$50,000.00-$99,999.990.25%0.25%
$100,000.00 and up0.30%0.30%


3 Year Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.30%0.30%
$50,000.00-$99,999.990.30%0.30%
$100,000.00 and up0.35%0.35%


4 Year Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.40%0.40%
$50,000.00-$99,999.990.40%0.40%
$100,000.00 and up0.45%0.45%


5 Year Certificate of Deposit1

Daily Balance of:
Minimum Opening BalanceMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
$1,000.00-$49,999.99$1,000.00 $1,000.003 0.50%0.50%
$50,000.00-$99,999.990.50%0.50%
$100,000.00 and up0.55%0.55%

  1. A penalty will be imposed for early withdrawal.
  2. The interest rate and annual percentage yield may change after account opening.
  3. Daily balance. The amount of the principal in the account each day.
     

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 8-1-2016
For current rate information call (928) 443-9595.